Bienvenidos!, from the Adelante Story Foundation. We are an accredited 501(c)3 non-profit organization. Our mission is:
To Create Impact for People and Communities
Through the Power of Connected Experience.
The connections we help create are dynamic and packed with possibility. From our individual mentoring program to our community project outreaches and charitable org-to-org collaborations; each is fueled by the power of YOUR Adelante spirit.
We encourage you to connect with us as a friend, participant or donor, and learn how YOUR talents and experiences can make a powerful difference for others. Thank You – Sigues Adelante!
Housing Affordability Resources
Your journey to homeownership starts with the right information and support. We’ve gathered essential resources to help you navigate down payment assistance programs, understand your options, and connect with trusted advisors who can guide you forward
Mortgage Programs
FHA Loans – Government-backed loans requiring as little as 3.5% down with flexible credit requirements, ideal for first-time buyers
VA Loans – Zero down payment loans for active duty military, veterans, and eligible spouses with no mortgage insurance required
USDA Loans – Zero down payment loans for eligible rural and suburban areas with income limits, designed for low-to-moderate income buyers
Conventional Loans – Traditional mortgages not backed by government, typically requiring 3-20% down payment with competitive rates for strong credit
Down Payment Assistance Programs
Home Plus Arizona – Statewide program offering up to 4% assistance for down payment and closing costs
Arizona Is Home – State program providing 3-7% assistance for first-time buyers at or below 120% AMI
WISH Grant Program – 4:1 matching grant up to $32,099 for income-qualified first-time buyers
Home in Five Advantage – Up to 5% assistance (6% for teachers, first responders, military, and income-qualified buyers) in Maricopa County
Home in Five Platinum – Up to 4% forgivable second mortgage for first-time homebuyers in Maricopa County
Open Doors Down Payment Assistance – Up to $15,000 (10% of purchase price) for first-time buyers earning ≤80% AMI in Phoenix
Phoenix Housing Department – Additional homeownership opportunities and assistance programs
Housing Counseling & Education
HUD-Approved Housing Counselors – Find certified counselors near you to guide your homebuying journey
Trellis (Formerly, Neighborhood Housing Services of Phoenix) – Free homebuyer education and counseling services
Chicanos Por La Causa – Bilingual housing counseling and homebuyer education
Housing Affordability Calculators
Zillow Affordability Calculator – Estimate how much home you can afford based on your income
NerdWallet Home Affordability Calculator – Calculate your buying power and monthly payment
Consumer Financial Protection Bureau – Explore current rates and understand your loan options
Bankrate Mortgage Calculator – Calculate monthly payments, taxes, insurance, and PMI
Arizona Housing Resources
Arizona Department of Housing – Statewide housing programs and resources
Arizona Fair Housing Center – Know your rights and report housing discrimination
Arizona Housing Coalition – Advocacy and resources for affordable housing
These resources represent pathways to homeownership for families across Arizona. We encourage you to take the next step in YOUR housing journey and are here to help.
Our Story
Maria Pilar Mares, our family matriarch. The story starts with her: an unrelenting spirit, and most importantly the power of her directive – “Adelante!” (Carry On, Onward!)
Today, our family and organization carry forward our mission to join you in your Adelante experiences.